Houseboat Insurance for House Boats, get the best policy and pay low rates.

When it comes to houseboat insurance, many boaters get confused about how to go about properly insuring their house boats. Let's look at some of the basics, how to get the best policy and good value for your money.
Houseboat Insurance for House Boats
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FAQ's on Insuring Houseboats below:

What types of boating insurance is available for most houseboaters?

What are some of the questions you will want to ask your insurer?

Find good sources or our directory for insurance on houseboats?

How to find marine surveyors for insurance policy requirements?

Share some of your experiences getting your houseboat insured?


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Houseboat Insurance for House Boats

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Some of the Basics on Insuring your Houseboat


  • What Types of Boat Insurance?
    Two of the most popular types would be Actual Cash Value and Agreed Amount Value. Click here to learn more about the advantages of each of these two insurance policy types.

  • The Questions you Want to Ask?
    You want to ask your insurer about things like navigation limits, lay-up period, deductible amounts, boating course discounts, and accessory coverage etc... Click here to get the full list of insurance questions.

  • Where to Find Insurance Companies?
    Not all insurance companies are the same, and they all don't have the same clauses, so we have compiled a list of the most popular sources of houseboat insurance companies here.

  • The "Who & What" of Marine Surveys?
    When it comes to insuring your boat, many companies want to have a copy of a recent marine survey. We have a houseboat survey section that looks at the costs and the advantages of getting surveys, and also where to find a qualified marine surveyor.





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    When it comes to houseboat insurance prices, try and beware of low rate comparisons among policy costs. I am insured with Nationwide, and in searching …

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    My husband and I have dreamed of owning a houseboat for years and have finally come to the point of being able to do it, but we are running into problems …

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    Need help finding insurance for a 38 ft houseboat kept in Myrtle Beach on the ICW. Everyone we've contact won't write it because it is over 35 ft, or because …

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    I'm looking for houseboat insurance, and wondering where to go to get my house boat insured? I'm trying to get houseboat insurance on my 1970 Gibson houseboat. …

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