Our Dream & Houseboat Insurance - difficulty in getting our boat insured?
Difficult getting houseboat insurance for house boats?
My husband and I have dreamed of owning a houseboat for years and have finally come to the point of being able to do it, but we are running into problems trying to get insurance and it seems to be because we live in Louisiana. Reply - Answer
I am sure this is due to the risks involved with the hurricanes, even though we would move ours to a small nearby canal in the event of one (husband says we can ride it out on the boat - but I'm yet to be convinced of that)!
Anyone know of any companies that are still writing policies on houseboats in Louisiana? And if so, any tips on keeping the rates down?
We don't mind high deductibles and limited coverage - just something to keep us from going under if the boat were to sink or catch fire.
Any tips would be appreciated, because if we can't get insurance then I guess we are just "ship out of luck."
Thanks for your input!
Welcome to the houseboat forums, and sorry to hear about your difficulties in getting reasonable rates for houseboat insurance.
You may want to have a look at our houseboat insurance page
to get some company names and some information to help you out.
I also imagine that with our thousands of readers, someone in Louisiana will post some tips and contacts that will help you in getting your boat properly insured for reasonable rates.Lastly
, hopefully some of our readers will share and post comments about their houseboat insurance experiences. Feel free to use the "Click here to post comments." link found near the bottom of this page.
Thanks again for sharing, IAN from all-about-houseboats
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