Monthly Houseboat Budget - the costs to run, own, or operate house boats?
by Matthew William Sweeting
(Hamilton, Ontario, Canada)
Monthly Houseboat Budgets - expenses, costs to run house boats.
Any ideas on a monthly budget for houseboat expenses and costs to own or run house boats? My girlfriend and I are talking about saving for a downpayment on a mortgage. Right now we live in a junior one bedroom apartment, with our four cats.
And we just recently started talking about maybe purchasing a houseboat in the future however before we even look at houseboats, I'm just curious aside from the mortgage, what are the general costs of owning a houseboat?
Also we live in an area where we recieve roughly six months of winter, Hamilton, Ontario, Canada, so what about the costs of winter storage.
Also what would be a good size for a young couple, we've talked about kids so please keep that in mind as you are answering this question.
Thanks, Matthew William Sweeting Reply - Answer
Well Matthew, welcome to the houseboat forums, and congratulations on your decision to buy a houseboat in the future. I will try and give you some ballpark figures.
Now, depending on the size of houseboat, costs can vary accordingly, but you could be looking at a 40 footer, and go up to a 75 footer, if you plan on having some children in the future.
Marina costs can range from $250 up to $1,000 dollars
a month, again depending on the size of houseboat, and the quality and services offered by the marina. A lot of the Canadian marinas included the costs of pump-outs, electricity, and water as part of their dock fees.
Houseboat insurance can run you from $500 to $2000 dollars a year, again depending on the size and value of the boat.
If you plan on winter storage and haul out, you could be budgeting for anywhere from $2,000 to $3,500 per storage season. In the spring or fall, depending on the amount of maintenance or tune ups, you could spend from $500 to $2,500, again depending on the size of houseboat.
As you can see, there are a lot of other costs involved such as wear and tear, depreciation, fuel, repairs, and other unexpected bills. But as any houseboater will tell you, the glorious memories and pleasure that you get, quickly make you forget the expenses.Lastly
, hopefully some of our readers will share and post comments about their experiences, monthly budget, and dollar figures, as to the costs to own, run, or operate a houseboat. Feel free to use the "Click here to post comments." link found near the bottom of this page.
Thanks again for sharing, IAN from all-about-houseboats
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