Looking for House Boat, or
is it Boat House Insurance?

Is it house boat or boat house insurance, either way you say it, you need and should be properly insured. Nothing can ruin a day like not having the type of coverage you thought you had. We'll try and cover the basics.

Whether it's house boat or boat house insurance you're looking for, you may be having difficulty in getting an older houseboat insured? You should get an insurance quote at Boat U.S. and see what they can do for you.

Most people don't enjoy reading insurance policies, they're generally long, difficult to understand, and let's be honest, they're really boring to read. Do people actually read all the fine print and understand everything?


Boat House Insurance
Not having a good day!
PAGE TOPICS:
The Basics of Insurance
The Questions to Ask
Sources for Insurance
The Marine Survey







The Basics on Boat House Insurance

What are the two most common types of insurance coverage?

  • Actual Cash Value policies pay the Actual Cash Value at the time of loss or claim, LESS depreciation. This type of policy is generally cheaper; however the claim is calculated with the depreciation deducted from the total. The Agree Amount policy eliminates any confusion as to value.

  • Agreed Amount Value policies have an Agreed Amount Value that is pre-determined and includes the value of the hull, and all the attached equipment/hardware. With this type of policy it is important to document all the values before having a loss, and simply pay the premium.







  • The Questions you want to Ask?

    When it comes to Boat House Insurance, there's some important questions to ask to ensure the expected insurance coverage should a future claim arise.

  • Marine Survey's are generally expected, and at what yearly intervals?

  • Navigation limits are part of policies, what are your territorial limits?

  • Lay-up period is for Winter Storage, what dates are they using?

  • Liability types & amount for property damage and personal injury?

  • Deductible amount is usually 1-2% of the insured boats value.

  • Liveaboard coverage is a policy condition that should be discussed?

  • Discounts for courses are available for Power Squadron graduates?

  • Coverage for Dinghy's or PWC is included, or needs to be added?







  • Sources for House Boat Insurance

    As you see below, there are various companies involved in houseboat insurance. The one with a direct link is BoatUS Insurance which has a great reputation, and many bonus features included in their policies.

  • United Marine

  • State Farm

  • NationWide

  • Allstate

  • Farmer's Group

  • BoatUS Insurance

  • National Marine

  • Progressive

  • Advertise Here


  • The names above are a small list of the Insurance Companies that have national coverage and that provide marine insurance policies. If you are a broker, dealer, or insurance provider that serves the marine boating industry, and you would like to advertise here, please feel free to visit our advertising page for some amazing low rates.





    The "Who & What" of Marine Surveys

  • Marine Survey Cost can vary but a ballpark figure is @ 10-30$ foot, and depends on the extent of inspection needed. A survey will give you an indication of the current value, condition, and seaworthiness of the boat, therefore a survey can be extremely beneficial in all stages of either purchasing, financing, or insuring.

  • Survey Advantages are that for a low-cost the purchaser/owner can know the value, condition, seaworthiness of a boat, and can use this information while financing, purchasing, or insuring a vessel.

  • NAMS Marine Surveyors
  • SAMS Marine Surveyors at SAMS Marine Surveys






  • Return to the Top of Boat House Insurance page

    Return back to the Houseboat Insurance page.

    Return to the Houseboat Questions and Answers page

    Return to the Home Page of www.all-about-houseboats.com

    Marine Survey Directory - listing of marine surveyors

    The Insurance Directory - sources for houseboat insurance



    Houseboat Liquidation Center

    Custom Search

    Houseboat Liquidation Center

    We Welcome You All to
    All-about-Houseboats

    To show our appreciation for
    visiting us, here is a free gift.

    All about Houseboats
    IAN the editor & webmaster

    Free HB Magazine and Calendar

    Free Houseboat Magazine
    Free, online, and loaded with
    all the Cold Hard Facts that
    you want & need to know!

    free Insider Houseboat Magazine

    free Houseboat Calendar from Magazine


    All about Houseboats - Houseboat Blog RSSTwitter all_houseboats All about HouseboatsFacebook All about Houseboats

    Follow Us on
    RSS, Twitter, Facebook


    Visit our Sponsors

    Houseboats over here
    West Marine
    Boat US Insurance
    Amazon Marine
    SAMS Marine Survey
    Financing Boat Loans
    Boat Building Supplies
    Houseboat Transport
    Overton's Marine
    Boat Marina For Sale
    Houseboat Holidays
    Donn's Solar Boat Shop
    Bow & Stern Thrusters
    PWC Rails & Jet Ski Lifts
    Put your Business Here!

    Advertise Houseboat Business Advertising Classifieds
    Advertise Now for 50% off


    Houseboats over here

    Other Popular Topics

    New & Used Houseboats For SaleNew Houseboats For Sale


    Houseboat Parts and AccessoriesHouseboat Accessories and PartsParts & Accessories


    Houseboat Insurance - low rates on boat quotesHouseboat Insurance


    Houseboat Loans - low rates on boat loanHouseboat Loans


    Houseboat Transport - quote a boat moveHouseboat Transport


    Houseboat Classifieds - boats for sale adsClassified Ads - boats for sale


    Houseboat Rentals - vacation boat rentalHouseboat Rentals


    Solar Houseboat - wind and solar power boats
    Wind & Solar Houseboats


    Houseboat Videos and DVDsHouseboat Videos & DVD's


    Tips on Buying a Used Houseboat For Sale

    Houseboat Books