Course How To

Florida Houseboats - 1st time buyer, financing and loans for house boats

by Karen
(Cin Oh)

Houseboat Loans and Financing for House Boats

Houseboat Loans and Financing for House Boats

I'm thinking about buying a houseboat in Florida, and am wondering about financing or loans for house boats?


This site is great, and I have learned a lot. I want to live on the boat. I am looking in the Panama City Florida area.

My daughter is off to college and I'm tired of the cold weather. I don't know anything about buying a houseboat, but will a bank finance a boat?

Thanks Karen.



Advertise Houseboat Business Advertising
You can advertise here for pennies a day!
Are you a boating related business and want to
increase sales and profits with targeted traffic?
Act now to get our 1/2 price sale, limited offer




Reply - Answer
Well Karen, congratulations on your decision to possibly buy, and live on a houseboat.

You didn't mention what your houseboat buying budget was, but generally speaking banks will finance houseboat loans. Different banks, different conditions and criteria.

Now, if you're just staring out, I would recommend you take the following steps before putting an offer on a boat.

1) Go down to your local marina, and see what's for sale, and speak to the local boaters.

2) You should take a Boating Course. The Power Squadron is a good starting point.

3) If you want to buy a boat, make any houseboat offer conditional on a marine survey.

4) You should read the beginners Houseboat Buyers Guide on buying older houseboats.

5) You'll find some helpful
information and tips on houseboat loans, and loan approvals.

6) You can use the site search function to search our hundreds of information pages.


Before you buy a boat, do some research on dock or slip availability in the Florida area, and be sure to secure a dock slip or marina that allows for liveaboards before purchasing a boat.

Another alternative is to look for a houseboat for sale, that is presently being used as a live aboard already. Here are some articles to get you started:

Houseboat Living in Florida - any Houseboats For Sale

Any Houseboat Liveaboards in Florida

Any good houseboats for sale in Florida

Tips on Used Houseboats For Sale in Florida


And if you do end up buying a houseboat, do takes some pictures, and share the buying a houseboat experience with us here, as there is many others just like you that would love to hear about it.



Lastly, hopefully some of our readers will share and post comments about their buying their first houseboat experiences. Feel free to use the "Click here to post comments." link found near the bottom of this page.


Thanks again for sharing, IAN from all-about-houseboats


Free Bonus Offer

To show our deep appreciation to all of our readers and visitors, here is the link to our free houseboat magazine, the INSIDER. Go ahead click the book and sign-up, it's free and filled with great articles, tips, information and website updates.

free Houseboat Magazine - The Houseboat Insider


Comments for Florida Houseboats - 1st time buyer, financing and loans for house boats

Average Rating starstarstarstarstar

Click here to add your own comments

Rating
starstarstarstarstar
Newbie Houseboat Tip
by: Old Houseboater

Strongly suggest a couple of times to try out the experience.

Click here to add your own comments

Join in and write your own page! It's easy to do. How? Simply click here to return to Houseboat Forums.


Continue Reading Our Popular Pages

Our collection of houseboat ebooks

Ebook Boats Collection on Houseboat Books

We just love houseboats, do you?
Join our monthly HB Insider for free



Enjoy this page? Please pay it forward. Here's how...

Would you prefer to share this page with others by linking to it?

  1. Click on the HTML link code below.
  2. Copy and paste it, adding a note of your own, into your blog, a Web page, forums, a blog comment, your Facebook account, or anywhere that someone would find this page valuable.