Full-Time Houseboat Living - an early retirement, year round boaters dream.

by Capt. John
(Galveston, TX)

Houseboat Living - it doesn't get any better than this.

Houseboat Living - it doesn't get any better than this.

You're looking at full-time houseboat living because of early retirement, or simply want to live a year round boaters dream?

If living aboard a houseboat full-time appeals to you (and I know it's not for everyone) then I simply can not encourage you enough.

I have always been a "big" boater... And by that I mean that I have never owned a boat that could be trailered (except for a dinghy or two). Living on a boat (and especially a houseboat) is just one of the most enjoyable and pleasant life styles one can ever imagine.

In my case, I was involved in a forced early retirement incentive - offered by my employer of 22 years. At the time, my monthly cost of living required that I take home $6,000 a month - just to keep the roof over my family's head, eat and live.

My only debt was my mortgage, as my wife and I always paid all our bills and the total amount on our credit cards every single month.

When I was "forced" into early retirement - I didn't know what I was going to do... So, I did what any level headed boater would do - I packed up the family and we all went cruising.

That's when it hit me... All my adult life, I dreamed of the day I could live and cruise full-time on my boat. Now, suddenly, the opportunity was here.

We sold the house, the cars, and held the Grand Daddy of all garage sales - and watched our $6,000 a month cost of living drop to a few hundred (the cost of our insurance, boat fuel, and what we ate).

That was 15 years ago. Currently, I cruise around America's Great Loop - stopping, staying, or cruising with changes in mood and weather.

So, think not "how much" you need to live on your boat - but "how little". Life is sweet when your living aboard.



Capt. John



Reply - Answer
Well Capt. John, welcome to the houseboat forums, and I would like to thank you personally for sharing such a powerful story of your forced early retirement, and how it helped you make the decision to spend your life aboard.

I also agree with you about how little it takes to live a great life on a boat, especially compared to living life on land. Anyways, you can only bring so many pairs of shoes, books or tupperware :)

You mention that it's not a lifestyle choice for everyone, as my wife and I know since we have friends that think we are nuts and not in touch with reality because we love living on a houseboat. There is no other place in the world that WE would rather be :)

I am sure that you're story will touch many of our readers, and may even inspire them to share what they love about houseboats, or what helped them get started in houseboating.



Lastly, hopefully some of our readers will share and post comments about their life on board, or houseboat living experiences. Feel free to use the "Click here to post comments." link found near the bottom of this page.


Thanks again for sharing, IAN - from www.all-about-houseboats.com

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Comments for Full-Time Houseboat Living - an early retirement, year round boaters dream.

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From RV to Houseboat
by: Anonymous

Can I go from a 40' RV vacation home to a live aboard houseboat. What do I need to know. I just want to dock it I don't want to sail it anywhere?

Sharing the houseboat adventure
by: Anonymous

This is a response to Barbara, who describes herself as a technical/mechanical moron being a retired RN.

You could be a great asset to someone who needs a nurse aboard ship. And don't sell yourself short, nurses are highly trainable and skilled enough to learn anything they choose. So go for it.

I too am an RN semi-retired, just purchased my own 56 footer and am in process of remodel. I plan to be on that boat as much as I can when finished with the remodel.

I have had small boats most of my life but never one this large. I will learn how to manage from all the awesome boat people out there that seem to share their knowledge as easily and as well as we all share the love of the water.

Good luck.

Kathy

Potential Houseboat Liveaboards - can WE do it too?
by: Anonymous

My wife (of 36 years) and I are 56 years old. I am in great health, and work in maintenance at a university. I watched my father work 12 hour days for my entire childhood.

I came along late in my parents lives, so when I was 14 years old, my father had just turned 62 years old. He had worked an Nickels Bakery for over 40 years.

When he hit 62, he turned in his retirment notice and DIED 2 weeks later. He was always an avid fisherman and boater, but never go the chance to enjoy it in his later years.

I don't want to live (and die) the same way! My biggest concern with this whole idea is this: My wife has severe Rheumatoid Arthritis. She functions fairly well as a dog trainer, full time, but the hours and too much standing are becoming a problem for her.

I basically just hate my job. I am not a corporate world kind of a guy, and all this ra-ra education with no common sense what-so-ever atmosphere is getting to me. These people are, for the most part, over educated morons! But that is a whole different topic.

Anyway, my wife's medications are rather expensive. I have great insurance right now and she is fully covered. I will be checking my options for insurance through PERS. (state retirement).

My wife is pretty much on board with this whole idea. She lovers boating, the water, and the simple life it could bring. Less hassles, fewer bills, and fewer responsibilites.

She just needs for me to show the facts, that it can be done financially. What will it cost for the slip, electricity, INSURANCE, water, pump out fees, etc. etc. etc.

We have a small "nest egg" and I would get a pretty good lump sum payment from my retirement. We both have also worked in the private sector enough to collect social security when we get old enough, if it still exists that is...

So, shoot some thoughts at me, be honest, be blunt.....I can take it! lol.. Should I schedule that huge garage sale for early spring?

Any Clubs that Share the Houseboat Adventure?
by: Barbara

I subscribe to this forum because my son is a live aboard in TX. He has a wife, 2 kids and 2 dogs, i.e. no room for me. I would love to give it a go, but being a technical/mechanical moron (retired RN) I can't just go out and buy a houseboat.

But, I can cook. Are there any clubs or groups that rent/share the experience for 3-6 months at a time? Maybe I would learn enough to be able to go independent!

Barbara

Houseboat retirement
by: Anonymous

I have always wanted to retire on a houseboat, and I am getting closer to that time. I would like to find out what it takes and where would be the cheapest places to retire that are preferably warm.

Your freind, Marcus, hipp sitka alaska.

Living aboard on what size houseboat?
by: Anonymous

Capt John didn't mention what size of houseboat he owns.
MR. B.

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